Healthcare is tricky to navigate, especially when it comes to finding ways to pay for secondary care services. Secondary care is when your primary care provider refers you to a specialist with more specific expertise in what is ailing you. These services include medical imaging such as MRIs, CT scans, ultrasounds, and more.
Even with insurance, many patients find that they have sky-high premiums and deductibles, making their out-of-pocket costs higher than necessary.
Due to how expensive healthcare costs are, people are turning to a little-known payment method that could save patients hundreds of dollars if they know their options.
Some health care providers’ cash or self-pay discounts are a lot cheaper than what you’d pay using your insurance. People with high-deductibles (the amount of money you need to pay before your insurance kicks in) are finding it better to pay their bills with cash or card rather than let billing departments send it to their insurance.
Cash payment options allow patients to avoid using their insurance and save hundreds but it also benefits the imaging centers too. Providers prefer getting the payment sooner rather than later and will still profit from their cash pay discount prices by cutting out the fees insurance companies profit from. According to Dr. Brian D. Affleck, a physician with Saltzer Medical Group in Idaho, “When you are looking at insurance there almost always are delays and, in fact, if I submitted a bill today it probably would be 90 days or greater before we would actually see that money.” However, there are still cost differences within cash pay prices.
After finding out her MRI would cost over $1,000 at the hospital she was sent to, a New York based CNBC reporter took it upon herself to look for alternative options. She then found two more affordable centers to get her scan done: one in her neighborhood at $505 and one in midtown-Manhattan for $450. The healthcare system doesn’t easily detail why there is such a large discrepancy in payment amounts through this option but it is almost always on the patients to find it for themselves. Healthcare providers, front desk managers, and billing departments will usually not share these discounts unless patients ask first. This makes it a lot more manual and difficult to find the best prices for quality medical imaging.
With Medmo, you will receive the highest quality of imaging exams for up to 80% less than hospitals. We connect patients to high-quality and conveniently located imaging centers at our low pre-negotiated prices. Unlike hospitals, we’ll also provide you with one easy to understand bill, so you’ll know exactly how much you’re paying.
To get an idea of how much your imaging scan will cost, submit your scan request so we can determine how much you might have to pay out-of-pocket.
To book a scan, visit us at Medmo.com. Medmo helps people schedule radiology imaging tests – such as MRI, CT scans, PET, and more – at nearby accredited centers and identify the payment solution that works best for them.