What is a Self-Pay CT Scan?

A CT scan provides detailed pictures of your internal organs, muscles, and bones. The price of a CT scan can vary by thousands of dollars, so it’s important to know if your insurance will cover the cost of a CT scan, or if you should look at other methods of payment. It is difficult to know how much a CT scan actually costs. Thankfully, using Medmo makes all the difference when it comes to booking quality, affordable CT scans, and seeing the cost upfront. 

We offer competitive rates on a variety of medical imaging – including Magnetic resonance imaging (MRI), CT scans, ultrasounds, mammograms, and x-rays – allowing you to save and book scans at accredited centers near you. For patients who don’t have insurance or have high premiums and deductibles, one of the featured services we offer to help save you money is our self-pay CT scan. 

You might be asking “What is a self-pay CT scan”? First off, a self-pay scan is exactly the same as a scan that you would get through insurance. It is not another type of scan like how an open MRI scan is different from a closed one, but rather, it is just forgoing insurance and paying out-of-pocket, sometimes cash, for your medical scan. Some centers even offer discounted rates if you choose to pay cash for your diagnostic imaging. Secondly, choosing self-pay may not be for everyone. For people with great insurance, CT scans can cost as little as $0. For everyone else, that is most likely not the case. A cheap CT scan is hard to come by, even more so if you are using contrast material but cash pay options help reduce what you can expect to pay.

If you have less than spectacular insurance coverage, it can be difficult to know whether or not a procedure is covered and if there are any out-of-pocket costs. Sometimes the out-of-pocket costs while using insurance are higher than if you were to go without it and just use self-pay options. It is important to know how much you would pay for a CT scan using insurance and then shop around to get a better estimate of how much a CT scan costs for you. According to Healthcare Bluebook, the average cost of a CT scan can range between $225 and $3,000 depending on the body part. 

Choosing self-pay will not affect the quality of your imaging. Many imaging centers already offer these self-pay/cash discounts on scans, you just didn’t know about them. It is likely that the same facility your doctor recommended you see when they prescribed the scan will have these options available. If not, Medmo can connect you to conveniently located centers that do. Our prenegotiated rates ensure that you get high-quality scans at the best prices, with or without insurance. 

If you’re not sure if you can use your health insurance for a CT scan, it is best to directly contact your insurance provider. It may be useful to ask specifically about your health plan, how much of your deductible you have already paid, and when it resets. 

To book a scan, visit us at Medmo.com. Medmo helps people schedule radiology imaging tests – such as MRI, CT scans, PET, and more – at nearby accredited centers and identify the payment solution that works best for them.