Category: Healthcare

Imaging With A High-Deductible Health Plan

A high-deductible health plan (HDHP) is a health insurance plan with a high minimum deductible for medical expenses but a low premium cost. A deductible is the amount of money you need to pay towards your health services before insurance takes over the bill. Many people choose a HDHP over other insurance options because the premium cost is typically lower than other types of insurance plans. But because the upfront cost is low, there is a high deductible you must pay before coverage kicks in.

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Loyal to Your Healthcare Provider? Why You Shouldn’t Be

There are a few key elements to determining what is the best healthcare solution for you: quality, communication, price, and convenience. To get the best value for their money, consumers should consider looking at multiple healthcare marketplaces for their treatment.

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Transparency in Hospital Pricing vs. Market Pricing for Medical Imaging

Comparing costs across locations is an excellent way to save money, especially if you’re open to getting your scan done at an outpatient facility such as an imaging center. Hospitals are also known to charge far more for medical imaging services than stand alone imaging centers.

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What is Prior Authorization?

When a prior authorization is requested it means that the insurance carrier needs more information before making a final decision on whether it will be covered. For MRIs and PET scans, the insurance company will often have a third party vendor that your doctor will have to work with to ensure that the scan, procedure or medication is medically necessary and the best course of action at this time.

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What does it mean to be “underinsured”?

When health insurance coverage is inadequate, significant costs fall on people’s shoulders for premiums, deductibles, prescription copayments and other expenses insurance doesn’t cover.

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Different Types of Healthcare

In medicine, levels of care refer to the complexity of the medical cases doctors treat and the skills and specialties of the providers. Levels are divided into the following categories: primary, secondary, tertiary, and quarternary care.

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Is My Mammogram Covered By My Insurance?

The fact is, mammography screening alone isn’t always enough to detect breast cancer. To find out, you may need another mammogram, ultrasound, breast MRI, or maybe even a biopsy. Those procedures are not guaranteed to be covered. This means there are a lot of wide ranges in how much follow-up scans cost and how much insurance will cover.

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Understanding Health Insurance: A Guide for Everyone

Shopping around for a health insurance plan? When trying to figure out how much you'll owe for a service, like a medical scans, it's hard to get all the information you need in one shot.

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How to Read an Imaging Scan Prescription

Your imaging prescription will tell you the scan type your referring physician has prescribed and the time and location of your imaging scan. The last two are very important for you to know in order to make or reschedule your appointment. If your doctor has not assigned you to an imaging center, or if you would like to adjust the details of your scan, such as the time and location you would like to be seen at, please visit us at Medmo.com to schedule an appointment.

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